Card intelligence

Always earn
the most.

Tell Clavis what you're buying. It scores every card in your wallet and picks the one that earns the highest reward — every single time.

Get started freeSee how it works

Free · No credit card required

Card intelligence

Always earn
the most.

Tell Clavis what you're buying. It scores every card in your wallet and picks the one that earns the highest reward — every single time.

How it works

Three steps to smarter spending.

01
Add your cards
Import every card in your wallet. Clavis maps out each card's earn rates, perks, and annual credits automatically.
02
Select a category
Tap a purchase type — dining, travel, grocery, gas. Or type a merchant name and Clavis detects the category.
03
Tap the right card
Clavis scores every card and surfaces the best one in real time. One tap logs the transaction and tracks your rewards.
Smart selection

The right card,
every time.

Clavis weighs earn rates, active perks, expiring credits, and gift card balances simultaneously — then ranks every card by actual dollar value per spend.

  • Real dollar value, not just reward points
  • Expiring perk bonuses factored in
  • Manual override with automatic fallback
CardRateValue
Chase Sapphire Reserve
4×7.2¢
Amex Gold Card
4×7.2¢
Capital One Venture X
2×3.7¢
Freedom Unlimited
1.5×1.5¢
◉  Recommended · Chase Sapphire Reserve
Perk tracking

No more
forgotten credits.

$300 travel credit. $15 streaming. $10 dining monthly. Clavis tracks every card benefit, surfaces expiring perks with three-day alerts, and shows your annual utilization at a glance.

  • Expiry alerts 14 days in advance
  • Per-card and wallet-wide perk view
  • Email digest of upcoming expirations
Perk Tracker4 active
Travel Credit
$240/$300
Dining Credit
$120/$120
Streaming3d left
$8/$15
Global Entry
$100/$100
Intelligent insights

See where every
reward goes.

Your complete transaction history across every card. Retroactive analysis shows which card you should have used — and exactly how much you left on the table.

  • Total rewards earned, month by month
  • Retroactive missed-value analysis
  • Category-level optimization hints
Earned this year
$847.20
↑ 23%
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Get started

Stop leaving money
on the table.

The average cardholder misses $200–400 in rewards each year from choosing the wrong card. Clavis fixes that.

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